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UMA is a decentralized financial contracts platform built on top of the Optimistic Oracle

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organization details


UMA’s mission is to make financial markets universally accessible — unrestrained by censorship, pre-existing financial and social capital, or beliefs and values. The economic freedom created by universal market access creates equal opportunity to pursue prosperity and build financial independence.

culture & values

  • We value each individual’s right to economic freedom
  • We value openness, honesty, and directness.
  • We value integrity.
  • We value iterative learning.
  • We value taking smart risks.
  • We value creating an environment where everyone “does their best work”.


UMA was founded in 2018 by Allison Lu and Hart Lambur, two ex Goldman Sachs traders, with the goal to enable users to transfer risk across the internet without the need of central authorities. 

The protocol’s first financial innovations revolved around the idea of trustless tokenization, the process of creating ERC-20 tokens using UMA contracts to create synthetic exposure to anything that has a price. This functionally lets users use their creativity to create novel financial products never seen in traditional finance before. 

core team

Hart Lambur - Co-Founder & CEO

Allison Lu - Co-Founder & COO

Melissa Quinn - Chief of Staff

John Shutt - Senior Engineer


We trust that our people are driven by passion and enthusiasm, and as such we know they'll work hard to help the entire team push forward.

We're a small but mighty team that is has big dreams. Join us on our mission to change our traditional financial systems to a world where they're universally accessible and fair.